Unfortunately you are only covered for loss of rental income where your holiday home is uninhabitable as a result of damage that is covered by our policy (e.g. as a result of a flood or fire). Coronavirus (COVID-19) does not cause damage to your property directly, so unfortunately any loss of rental income is not covered in these circumstances.
If you have a commercial insurance product with another provider, it is possible you may have ‘business interruption’ cover elsewhere.
Government grants might be available for rate-paying, self-catering accommodation owners. If you use a letting agent, please contact them to seek advice on handling cancelled holiday bookings and to understand what support is available.
