Please don’t worry, there are a few things we may be able to do to help. Please call us on 01422 396 770 to speak to one of our friendly advisers and we’ll do what we can to help during this difficult time. This could include reducing your premium by changing your cover slightly.
If you would prefer to spread the cost of your insurance, you can also choose to pay by monthly Direct Debit, rather than paying for your annual premium in full.
We don’t recommend you cancel your policy as a result of Coronavirus (COVID-19), even if you’ve had to change your plans and won’t be using your static caravan for a while. Accidental damage when static caravans are being used only makes up a small proportion of claims costs. Leisuredays insurance protects you against other risks, such as storm damage, flood, fire, theft and vandalism – you still need cover in place in case the worst happens. Some of these risks can be even higher when you’re not using your static caravan – in fact, when we’ve looked at our claims stats, we estimate that a massive 90 per cent of claim payouts were for when holiday homes were not in use.
If you bought your static caravan on finance, you are also likely to need insurance as a condition of any credit agreement.