Three reasons to insure with us

  • Reason 3

    Big savings

    Discounts for careful motorhome owners

  • Reason 2

    Wide cover

    Generous cover levels from a leading UK insurer

  • Reason 1

    Great service

    service rated Excellent by customers on trustpilot.com

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Very user friendly site, comprehensive cover and very fair pricing. No hesitation in recommending. 


Mr Court, Christchurch

Very user friendly site, comprehensive cover and very fair pricing. No hesitation in recommending. 
Mr Court, Christchurch

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Caravan Guard

Motorhome insurance is provided by our parent company, Caravan Guard, who specialise in providing comprehensive cover and great savings.

If you're looking to insure your motorhome or American RV, look no further. Our insurance discounts and policy benefits are listed below. You can request a quote for your motorhome insurance online or by calling us on 0800 14 88 414 (alternatively call 01422 396 770).

Motorhome insurance discounts

  • Up to 68% no claim discount

  • Up to 15% Secure home storage discount

  • Up to 10.5% previous experience discount

  • Up to 9.3% low mileage discount

  • 5% reversing camera or parking sensor discount

  • Up to 25% security system discounts*

    • 19% Thatcham category 1 security (alarm & immobiliser) or Van Bitz

    • 25% approved tracking device

  • 5% tyre safety discount

    • Tyron bands or

    • Tyre pressure monitors or

    • Tyre sealant

*Note that 25% is our maximum electronic security device discount, even if you have more than one device fitted to your motorhome.


Motorhome insurance benefits

  • Comprehensive specialist motorhome cover

    Peace of mind with cover for accidental damage and no excess for windscreen repairs

  • Highly rated claims service based in the UK

    Our experienced team of experts at RSA will settle your claim quickly and efficiently

  • 24 hour UK recovery and roadside breakdown assistance (operated by AXA Assistance)

    A specialist team will help if you get stuck and recover you no matter how big your motorhome

  • Up to 9 months European cover and breakdown options

    Tour Europe at your leisure and extend the policy's specialist motorhome breakdown assistance

  • Protected no claim discount option

    Keeping your no claim discount intact should you need to claim

  • Emergency accommodation expenses options

    Your holiday plans needn't be put on hold with up to £75 a day for 15 days and the option to extend this up to £100 per day for up to 30 days. Please call us to take the extended cover.

  • £5,000 equipment and personal possessions cover

    Protection for portable items including trailers, awnings, sat navs, TVs and clothing

  • £100,000 motor legal expenses (for your motorhome and car)

    To fund legal proceedings to recover uninsured losses such as your excess from the driver at fault, where your chance of compensation success is greater than 51%

  • New for old motorhome replacement (if owned from new and under 2 years old)

    Enjoy a brand new motorhome if yours is stolen or damaged beyond economic repair

  • £20,000,000 public liability cover

    Cover for legal claims made against you or insured drivers following accidents, injuries or damage

  • £1,000 cover for keys and locks

    Benefit from new locks, keys and remote keyfobs following theft

  • £15,000 personal accident cover

    Comfort provided by a lump sum payment if you have a serious accident

  • Flexible excess from £150

    Increasing your excess may lower your premium

  • Awning storm damage

    Cover for both your motorhome and awning if damaged by bad weather

  • 14 day money back guarantee (subject to no claims)

    Reflects the confidence we have in our plain English policy

This website provides a brief summary of the policy cover and options that are available to you. Your schedule will confirm cover features and levels applying. Benefits and discounts are subject to terms and conditions, cover level and underwriting criteria. Minimum premiums apply. For more information about our motorhome insurance policy, you can download a specimen policy or policy summary from our motorhome insurance documents section.


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Why choose us?

  • Plain English
    Plain English policy and documents
  • ReviewCentre.com
    Highly rated for service and value
  • RSA
    Reassuringly good cover from a leading insurer
  • Open seven days
    Open seven days a week
  • 9/10
    Highly rated claims service
  • Insurance Choice awards 2023 - best customer service
    Award winning customer service
  • Comodo secure
    Safe and secure
  • NCC
    Member of the National Caravan Council
  • Direct Debit
    Direct Debit facility to spread the cost
  • Est. 1984
    Confidence in a trusted family business
  • 14 day
    Money back guarantee
  • Heart Research UK
    Heart Research donation for every paperless policy

Latest news

 

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Keeping your static caravan insurance up-to-date


When taking out insurance for a static caravan or lodge, you’ll need to know the value of your holiday caravan as well as its contents. This is also known as the total sums insured.


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My claim was handled in an excellent manner. Helpful and direct. Thank you. 


Mr Turnbull, Southampton

My claim was handled in an excellent manner. Helpful and direct. Thank you. 
Mr Turnbull, Southampton

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What our customers say

Uk Broker Awards British Insurance Awards Finalist UK Broker Awards 2018 winner British Insurance Awards 2018 finalist


Insurance Choice Awards 2023
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0800 14 88 414
Alternatively call 01422 396 770

8am – 8pm weekdays
9am – 4pm weekends
& most bank holidays