{"id":2925,"date":"2014-11-07T15:08:27","date_gmt":"2014-11-07T15:08:27","guid":{"rendered":"http:\/\/www.leisuredays.co.uk\/news\/?p=2925"},"modified":"2024-04-30T15:08:35","modified_gmt":"2024-04-30T15:08:35","slug":"holiday-home-insurance-now-available-leisuredays","status":"publish","type":"post","link":"https:\/\/www.leisuredays.co.uk\/news\/holiday-home-insurance-now-available-leisuredays-2925\/","title":{"rendered":"Holiday home insurance now available with Leisuredays"},"content":{"rendered":"<p>The Great British \u2018staycation\u2019 is more popular than ever; with holiday home property ownership at a record high, there are now over 250,000 second homes in the UK.<\/p>\n<p>If you&#8217;re one of the thousands of people who own a holiday home here in the UK you\u2019ll know that it can sometimes be hard to find insurance that not only protects your investment, but is flexible enough to cover both private use and full-time holiday hire if required.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-3889\" src=\"https:\/\/www.leisuredays.co.uk\/news\/wp-content\/uploads\/2014\/11\/shutterstock_248770006-holiday-house-small.jpg\" alt=\"ss248770006 - holiday house small\" width=\"380\" height=\"280\" srcset=\"https:\/\/www.leisuredays.co.uk\/news\/wp-content\/uploads\/2014\/11\/shutterstock_248770006-holiday-house-small.jpg 380w, https:\/\/www.leisuredays.co.uk\/news\/wp-content\/uploads\/2014\/11\/shutterstock_248770006-holiday-house-small-100x74.jpg 100w, https:\/\/www.leisuredays.co.uk\/news\/wp-content\/uploads\/2014\/11\/shutterstock_248770006-holiday-house-small-50x37.jpg 50w\" sizes=\"auto, (max-width: 380px) 100vw, 380px\" \/><\/p>\n<p>So to make the search for holiday home\u00a0insurance much easier, we have launched an all new insurance product specifically designed to cover your beloved retreat. And if you own more than one holiday home, there\u2019s no need to shop around because we can cover multiple properties and even offer discounts for every one that you insure.<\/p>\n<p>Plus, with no property age limits, Leisuredays can cover everything from apartments to cottages, and even listed buildings!<\/p>\n<h2><strong>Why you need holiday home insurance <\/strong><\/h2>\n<p>Like any home, holiday homes can be incredibly vulnerable to fire, storm and flood. They\u2019re also susceptible to less obvious risks such as theft, subsidence and issues relating to liability.\u00a0To cater for such instances, Leisuredays holiday property insurance provides cover for:<\/p>\n<ul>\n<li>Storm, flood<\/li>\n<li>Theft, attempted theft<\/li>\n<li>Escape of water including track and trace<\/li>\n<li>Subsidence, heave and landslip<\/li>\n<li>Riot<\/li>\n<li>Fire, lightening, explosion, earthquake, smoke<\/li>\n<li>Malicious acts, vandalism<\/li>\n<li>Falling trees, branches<\/li>\n<li>Impact<\/li>\n<li>Liability<\/li>\n<li>Accidental damage to underground pipes, tanks and services<\/li>\n<\/ul>\n<h2><strong>Holiday home\u00a0insurance tailored to you <\/strong><\/h2>\n<p>Because we understand that every holiday home owner is different, we give customers the option to insure their property in one of three ways: buildings only cover, contents only or combined cover.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-3891\" src=\"https:\/\/www.leisuredays.co.uk\/news\/wp-content\/uploads\/2014\/11\/shutterstock_15476896-holiday-cottage-cmyk-small.jpg\" alt=\"ss15476896 - holiday cottage small\" width=\"380\" height=\"385\" srcset=\"https:\/\/www.leisuredays.co.uk\/news\/wp-content\/uploads\/2014\/11\/shutterstock_15476896-holiday-cottage-cmyk-small.jpg 380w, https:\/\/www.leisuredays.co.uk\/news\/wp-content\/uploads\/2014\/11\/shutterstock_15476896-holiday-cottage-cmyk-small-100x100.jpg 100w, https:\/\/www.leisuredays.co.uk\/news\/wp-content\/uploads\/2014\/11\/shutterstock_15476896-holiday-cottage-cmyk-small-375x380.jpg 375w, https:\/\/www.leisuredays.co.uk\/news\/wp-content\/uploads\/2014\/11\/shutterstock_15476896-holiday-cottage-cmyk-small-50x51.jpg 50w\" sizes=\"auto, (max-width: 380px) 100vw, 380px\" \/><\/p>\n<p>Having these options to choose from makes tailoring your policy quick and simple. If for example, your holiday property is an apartment you probably only need to insure your contents not the building itself as this would most likely be covered by whoever owns the apartment building as a whole. But if your holiday home is a cottage that\u2019s let out for most of the year to paying guests, combined cover could be the smarter choice.<\/p>\n<h2><strong>Great levels of cover for greater peace of mind <\/strong><\/h2>\n<p>We provide cover for contents in the holiday home up to \u00a340,000 on a new for old basis, which is perfect for all your household goods, sports equipment, high risk items, business equipment and money kept inside the property.\u00a0We also provide generous levels of cover for contents in your garage or left in the open in the garden.<\/p>\n<p>Buildings cover is available for up to \u00a3400,000, providing reassurance that should the worst happen, you\u2019ll be fully covered. And if the property is deemed uninhabitable, the policy offers \u00a32,000 to cover short term accommodation costs.<\/p>\n<h2><strong><em>TOP TIP<\/em><\/strong><\/h2>\n<p><em>When calculating the sums insured on your holiday home policy, always remember to factor in fixtures and fittings, patios, paved terraces, footpaths, tennis courts, swimming pools, garden ponds; statues and fountains permanently fixed into the ground, drives, walls, fences, hedges and gates as these are all classed as part of the building.<\/em><\/p>\n<h2><strong>Hire out benefits<\/strong><\/h2>\n<p>If you hire out your holiday home you\u2019ll also be covered for malicious damage and theft by guests, as well as loss of rent cover worth up to \u00a380,000 to ensure you don\u2019t lose rental income in the event of a claim. \u00a35 million public liability cover is also included as standard to protect you from the costs of accidents, injuries or damage that you\u2019re legally responsible for \u2013 this is especially useful if you employ someone to clean your holiday home between lets.<\/p>\n<p>That\u2019s not all; accidental damage caused by paying guests and pets can also be added to your policy.<\/p>\n<h2><strong>Peace of mind when it really matters <\/strong><\/h2>\n<p>It\u2019s impossible to anticipate how or where a claim will happen but when reaching settlement it\u2019s great to know that there\u2019s an experienced and proactive insurer behind you. Leisuredays holiday home insurance is underwritten by Royal and Sun Alliance Insurance (RSA) and all claims managed by its dedicated claims liaison staff. Policyholders also benefit from a 24-hour claims helpline.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-2947 size-full\" src=\"https:\/\/www.leisuredays.co.uk\/news\/wp-content\/uploads\/2014\/10\/IMG_0331-edit2.png\" alt=\"Holiday property insurance now available with Leisuredays\" width=\"380\" height=\"239\" srcset=\"https:\/\/www.leisuredays.co.uk\/news\/wp-content\/uploads\/2014\/10\/IMG_0331-edit2.png 380w, https:\/\/www.leisuredays.co.uk\/news\/wp-content\/uploads\/2014\/10\/IMG_0331-edit2-100x62.png 100w, https:\/\/www.leisuredays.co.uk\/news\/wp-content\/uploads\/2014\/10\/IMG_0331-edit2-50x31.png 50w\" sizes=\"auto, (max-width: 380px) 100vw, 380px\" \/><\/p>\n<p>So whether it\u2019s just one lost or damage item or if the holiday home was damaged beyond repair in a total loss claim, the policy\u2019s new for old or \u2018rebuild\u2019 feature covers the cost of reconstructing the property back to its original form. The feature also covers architect and surveyor costs.<\/p>\n<h2><strong>Automatic legal cover for the duration of your policy<\/strong><\/h2>\n<p>If you are ever unfortunate enough to make a claim where legal support or representation is required, not having the right insurance cover to settle the dispute could leave you massively out of pocket. With this in mind, Leisuredays holiday home insurance comes with \u00a3100,000 worth of Arc legal expenses cover as standard.<\/p>\n<p>This means that if for whatever reason, you\u2019re caught up in a legal wrangling or a disagreement over liability with a neighbour or guest, you\u2019ll have the backing and legal expertise of Arc Legal fighting your corner.<\/p>\n<p>To speak to an experienced adviser\u00a0call <strong>0800 43 34 989<\/strong> or our mobile friendly number <strong>01422 396838<\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Holiday property insurance is now available with Leisuredays! Get cover today and enjoy generous cover with great benefits for both private use &#038; full-time holiday hire. Follow the link for details.<\/p>\n","protected":false},"author":2,"featured_media":2946,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5,296],"tags":[354,402,43,437,440,439,438],"class_list":["post-2925","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-leisuredays-insurance-news","category-product-spotlight","tag-accidental-damage","tag-hire-out","tag-holiday-home","tag-holiday-property","tag-holiday-property-insurance","tag-rental","tag-second-home"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Holiday home insurance now available with Leisuredays - Leisuredays News<\/title>\n<meta name=\"description\" content=\"Get holiday home insurance with Leisuredays and enjoy generous cover for both private use &amp; full-time holiday hire, great benefits and value for 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