{"id":3065,"date":"2015-01-09T11:35:09","date_gmt":"2015-01-09T11:35:09","guid":{"rendered":"http:\/\/www.leisuredays.co.uk\/news\/?p=3065"},"modified":"2016-05-26T07:40:56","modified_gmt":"2016-05-26T07:40:56","slug":"complete-guide-effects-flooding","status":"publish","type":"post","link":"https:\/\/www.leisuredays.co.uk\/news\/complete-guide-effects-flooding-3065\/","title":{"rendered":"The effects of flooding on static caravans & lodges: Do you know the dangers?"},"content":{"rendered":"

In January and February 2014 some of the worst storm surges in UK history caused severe flooding up and down the country. Holiday parks situated on the coast were hit especially hard and many static caravans and lodges\u00a0were completely destroyed.<\/p>\n

\"Complete<\/p>\n

Now in 2015 the threat of flooding remains for many holiday parks. With unsettled weather expected this month and into February, it\u2019s important to consider both the short and long-term effects of flooding, and the areas of a\u00a0static caravan or lodge which\u00a0are most susceptible.<\/p>\n

The average cost of a static caravan flood claim <\/strong><\/h2>\n

We looked at our claim records between January and December 2014 and found that the average static caravan flood insurance\u00a0claim cost an astonishing \u00a313,190.<\/strong><\/p>\n

This figure not only indicates how destructive flooding can be, it\u2019s a powerful reminder of how vulnerable your unit is to flood damage, and why specialist insurance cover is key.<\/p>\n

\"Complete<\/p>\n

Most common effects of flood damage<\/strong><\/h2>\n

To give you an idea of where flood damage is most likely to occur on a lodge or static caravan, we researched genuine insurance claims made over the last twelve months.<\/p>\n

The majority of claims for damage that occurred inside<\/em> the caravan were for carpets and flooring. Other internal damage hotspots include boilers, washing machines, fridges and freezers. Records also show that many customers affected by floods claimed for damage to their personal belongings too.<\/p>\n

Personal items\u00a0such as clothing and toiletries are\u00a0also difficult to salvage when flooding strikes. Leisuredays\u00a0policyholders can insure their personal effects for up to \u00a3250 per item, so their possessions are covered should the worst happen. If you use your static caravan or lodge as your permanent residence, you can increase this single item limit to\u00a0\u00a31500, which allows you to insure high value items such as\u00a0jewellery, watches, glasses,\u00a0computers (including laptops) and\u00a0DVD\/CD players.<\/p>\n

If you know your park can be vulnerable to flooding, there’s probably very little you can do personally to\u00a0prevent flood waters reaching the inside of your caravan, but if you want to preserve free-standing items and possessions, store them in overhead cupboards where possible whenever you leave the caravan unoccupied.<\/p>\n

\"Complete<\/p>\n

Naturally, it\u2019s outside the caravan that suffers most when flooded. Our claim records suggest that decking, patios and verandas are most at risk; damage to skirting and storage boxes is also very common, so too is chassis damage.<\/p>\n

Flooding also poses a genuine threat to sheds and out buildings. Records show that fly mowers, strimmers and bikes have been damaged in floods \u2013 despite being locked away securely.<\/p>\n

How flood causes lasting damage <\/strong><\/h2>\n

It\u2019s easy to assume that your static caravan is out of harm\u2019s way once flood waters have cleared, when in actual fact it\u2019s less visible damage that causes the most long-term problems.<\/p>\n

Take the number one internal flood claim for example; carpet and flooring damage. Even when dried, floors will be left saturated, delamination may occur and flood waters may have been contaminated with sewage. Severe water ingress may also lead to electrical problems. Over the past year we\u2019ve heard from customers whose floorboards have cracked, lino had been destroyed, and whose pipework has been damaged. Also non galvanised caravan chassis may corrode as the result of prolonged exposure to floodwater.<\/p>\n

\"Complete<\/p>\n

As well as this, you may also find that free standing furniture is left unsalvageable, particularly the bases of any wooden or upholstered items.<\/p>\n

Stay ahead of flood risk<\/strong><\/h2>\n

Whilst it is very difficult to stop flood waters reaching your unit entirely, there\u2019s a wealth of information online that could help minimise damage.<\/p>\n

One tool on the Gov.UK website lets you see\u00a0the risk of\u00a0flooding in your park\u2019s area, see here<\/a><\/strong> for details.<\/p>\n

\"Complete<\/p>\n

You may also find live flood updates<\/a> <\/strong>from the Environment Agency\u00a0<\/strong>useful if you fear your park is at imminent risk of flooding.<\/p>\n

Has your static or lodge ever been flooded?<\/strong><\/h2>\n

If your unit or park has been damaged by flooding in the past we would love to hear from you. What kind of damage occurred? Perhaps you or your park operator have taken preventative measures to ensure the same doesn\u2019t happen again? Share your story below.<\/p>\n","protected":false},"excerpt":{"rendered":"

If your caravan or lodge has been flooded in recent years, you\u2019ll know how devastating it can be to rebuild your pride and joy back to its former glory. This guide looks at the long and short-term effects of flooding and what you can do to prevent damage. <\/p>\n","protected":false},"author":2,"featured_media":3086,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[301],"tags":[349,171,183,242,111,23,7,244],"class_list":["post-3065","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-holiday-home-tips","tag-claims","tag-damage","tag-flood","tag-flooding","tag-insurance","tag-lodge","tag-static-caravan","tag-weather"],"yoast_head":"\nComplete guide on the effects of flooding to static caravans<\/title>\n<meta name=\"description\" content=\"Static caravan insurance specialist, Leisuredays explains the long and short-term effects of flooding and the areas of a unit that are most susceptible.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link 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