{"id":9805,"date":"2020-04-20T09:48:55","date_gmt":"2020-04-20T09:48:55","guid":{"rendered":"https:\/\/www.leisuredays.co.uk\/news\/?p=9805"},"modified":"2020-05-11T08:55:17","modified_gmt":"2020-05-11T08:55:17","slug":"the-importance-of-static-caravan-insurance-even-when-youre-not-using-it","status":"publish","type":"post","link":"https:\/\/www.leisuredays.co.uk\/news\/the-importance-of-static-caravan-insurance-even-when-youre-not-using-it-9805\/","title":{"rendered":"The importance of static caravan insurance – even when you\u2019re not using it"},"content":{"rendered":"

Even when you can\u2019t go to your static caravan or holiday lodge, insurance risks like storm damage, flood, fire, theft, accidental damage and vandalism can still happen.<\/p>\n

\"static<\/p>\n

We\u2019ve looked back at our static caravan insurance claims and we estimate that a massive 90<\/strong> per cent of claim payouts<\/strong> were for when holiday caravans were not in use.<\/p>\n

So, even though you\u2019re not able to stay in your pride and joy right now it\u2019s still vulnerable to damage. And let\u2019s not forget, your holiday caravan might be one of the most valuable things you own after your house.<\/p>\n

Here we look at five reasons to continue essential protection for your static caravan or holiday lodge<\/a> \u2013 even when you can\u2019t go there to relax and have fun.<\/p>\n

    \n
  1. Storm damage<\/strong><\/li>\n<\/ol>\n

    Bad weather can strike at any time of the year. Recent storms such as Storm Brendan, Ciara and Dennis saw a huge spike in claims for flooding and roof damage.<\/p>\n

    \"static<\/p>\n

    These storms have meant weather-related claims accounted for an incredible 87<\/strong> per cent of caravan claims <\/strong>so far in 2020.<\/p>\n

      \n
    1. Fire<\/strong><\/li>\n<\/ol>\n

      We\u2019ve seen a large rise in static caravan fires in recent years. Forty<\/strong> per cen<\/strong>t<\/strong> of static caravan claims in 2019 were fire-related.\u00a0<\/strong><\/p>\n

        \n
      1. Vandalism<\/strong><\/li>\n<\/ol>\n

        Vandalism is usually quite rare when holiday parks are busy with people coming and going, but we expect to see a rise in these claims as parks are closed static caravans left unattended for long periods of time. One per cent of our static caravan claims last year were for vandalism, but the cost of the damage caused can run into thousands of pounds. Unfortunately, we\u2019ve already seen news reports of mindless vandalism during the Coronavirus lockdown \u2013 from scratching car paintwork, slashing tyres, to smashed windows and graffiti.<\/p>\n

          \n
        1. Accidental damage<\/strong><\/li>\n<\/ol>\n

          The chances of accidental damage inside your static caravan or lodge will reduce when you\u2019re not there and your park is closed. But it could still be at risk of damage from things such as falling tree branches or even animals. We\u2019ve recently dealt with a claim where a pheasant flew into a static caravan window causing damage!<\/p>\n

          \"Mouse<\/p>\n

          Plus, the dreaded vermin<\/a> might be able to find some rich pickings whilst you\u2019re away.<\/p>\n

            \n
          1. Theft<\/strong><\/li>\n<\/ol>\n

            Unfortunately, thieves might look to take advantage and valuables left inside your holiday caravan, storage shed or on the decking could be a magnet to criminals during this crisis. Your static caravan insurance policy provides cover for your personal possessions and fixtures and fittings, such as decking, plus \u00a3500 for replacement locks should they be damaged.<\/p>\n

            \"Theft\"<\/p>\n

            \u201cOur stats show that you just can\u2019t predict what\u2019s around the corner and that static caravan and holiday lodge insurance is vital to protect against the unexpected,\u201d said Leisuredays Director Chris Nettleton. \u201cA significant chunk of our insurance claims happen when a holiday caravan is not being used and often these are amongst the most costly type of claims, so it\u2019s important to have cover in place, even during these really difficult times.\u201d<\/p>\n

            The Leisuredays team is staying safe during the Coronavirus pandemic. All our staff are working from home and are still here for you should you need to renew your policy or get a new static caravan insurance<\/a> quote.<\/p>\n","protected":false},"excerpt":{"rendered":"

            Here we look at five reasons why it’s important to continue to insure your static caravan or holiday lodge \u2013 even when you can\u2019t stay there.<\/p>\n","protected":false},"author":7,"featured_media":9810,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[1247,1248,1249,597,14,1250],"class_list":["post-9805","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-leisuredays-insurance-news","tag-caravan-insurance-claims","tag-claim-payouts","tag-coronavirus-lockdown","tag-holiday-caravan-insurance","tag-static-caravan-insurance","tag-uk-lockdown"],"yoast_head":"\nThe importance of static caravan insurance - even when you\u2019re not using it - Leisuredays News<\/title>\n<meta name=\"description\" content=\"Five reasons why you need to keep insuring your static caravan or lodge - even when you can't use it - from insurance specialists 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