8am - 8pm weekdays
9am - 4pm weekends
& most bank holidays
9am - 4pm weekends
& most bank holidays
Rated 4.6 out of 5 for value for money on ReviewCentre.com
Generous cover levels from a leading UK insurer
Service rated Excellent by customers on Trustpilot.com
Rated 4.6 out of 5 for value for money on ReviewCentre.com
Generous cover levels from a leading UK insurer
Service rated Excellent by customers on Trustpilot.com
Leisuredays offer extensive cover for your holiday home and contents, with an insurance policy backed by a leading UK insurer, RSA (Royal & Sun Alliance Insurance Ltd).
Peace of mind with cover for fire, theft, storm, flood and malicious damage
Buildings up to £750,000 rebuild cost (not market value) and £60,000 contents as standard
Our experienced team of experts at RSA will settle your claim quickly and efficiently
Sleep easy knowing you and your pets will be safe if your holiday home cannot be lived in
Replacing or repairing your holiday home and contents if they are damaged or stolen
Substantial cover to ensure you don't lose rental income in the event of a claim
If you get into a dispute or need help evicting squatters, you'll get help to defend your legal rights
Protection from the costs of accidents, injuries or damage you're legally responsible for
Protection to cover you or your guests from accidents like spilling wine on a carpet
Cover for damage caused by pets owned by you or your guests
Your holiday home will still be covered even when it is unoccupied for up to 60 days
Cover to repair or replace lost or damaged keys and locks
Protection even for those things you keep in the garden
Ensuring any rental money you may hold is protected
Cover to clear and dispose of any debris following a claim
Just a small price to pay in the event of a claim
This website provides a brief summary of cover on our holiday home insurance policy and the cover options available. Your schedule will confirm cover features and levels applying to your policy. Benefits and discounts are subject to terms and conditions, cover level and underwriting criteria. Minimum premiums apply. For more information, you can download a specimen policy or policy summary from our holiday home insurance documents section.
What would you do if your holiday home was flooded, targeted by thieves, damaged or vandalised? Without suitable insurance in place, you could be left to stand the bill for repairs and replacements. Here's our quick guide to holiday home insurance.
When insuring a holiday home it's important to choose a policy that offers more than standard household cover. Bear in mind that if you hire out the property you will need specific cover to permit this type of usage as well as protect you against damage caused by guests, and you may also want cover for loss of rental income.
Naturally, there will be times when the holiday home is left unoccupied. When taking out a policy remember to let your insurance provider know if the property is likely to be empty for a significant amount of time as certain restrictions may apply. Alternatively, check the limits shown in your policy booklet for further clarification.
Please note, we cannot cover properties with thatched roofs.
Holiday home insurance will protect your investment from the effects of fire, storm and flood. Crucially though, it should provide cover for subsidence and cases of liability. You should also look for cover that protects against common claims such as malicious acts, vandalism, falling trees and branches, escape of water and theft.
If you hire out your holiday home to paying guests, naturally, you'll want to make sure that the property is again covered for any eventuality. Pay particular attention to cover for malicious acts, theft or attempted theft, vandalism and accidental damage cover as these risks could prove greater when hiring out.
Loss of rent cover, legal cover and public liability cover are also extremely beneficial to those hiring out who require complete peace of mind when accommodating guests.
It's also worth knowing that if you do rent out the property, you must ensure that you complete all the relevant safety checks as required by law. Although this won't affect your insurance, it means that if something were to go wrong, you wouldn't be held accountable. See the gov.uk website for further details.
Holiday home owners have varied requirements. We give customers the option to insure their property in one of three ways: buildings only cover, contents only cover or combined cover - having these options is a great way of ensuring you only pay for the cover you need.
If you own more than one holiday home it makes sense to opt for a policy that allows you to cover the whole portfolio in one go. Leisuredays can cover up to four properties under one policy, we even provide extra discounts for each property you insure, so the more holiday lets you own, the more you could save on your insurance!
We provide cover for contents up to £40,000 on a new for old basis, which covers household goods, sports equipment, high risk items, business equipment and money kept inside the property. Look for high levels of buildings cover too for added reassurance.
When calculating the value for buildings insurance it's important never to underestimate. Remember to factor in fixtures and fittings, patios, paved terraces, footpaths, tennis courts, swimming pools, garden ponds, statues and fountains permanently fixed into the ground, drives, walls, fences, hedges and gates.
We insure holiday homes on a new for old, ‘rebuild cost' basis. This means if the property was damaged beyond repair in a total loss claim, policyholders are covered for the cost of reconstructing the property back to its original form. This handy feature also covers architect and surveyor costs. We can cover properties with a rebuild cost of up to £500,000.
Keeping your holiday home extra secure is a great way to reduce the cost of insurance. Leisuredays offers security discounts to holiday home owners who fit an alarm system (maintained annually) to their property.
We also reward claim free customers with a discounted premium.
Plus, you could be eligible for a reduced premium if you don't let out your property, or of course benefit from our multi property saving if you insure more than one holiday home.
Why not call us for a quote today?
