Park Home Insurance
Leisuredays' park home insurance offers extensive cover for your residential park home or residential lodge. For a comprehensive list of benefits, see below.
Park Home Insurance Benefits
- Extensive cover for your park home and contents
Reassurance of cover from a leading UK insurer, Royal & Sun Alliance Insurance plc (RSA) - Automatic new for old cover for your park home and contents
Confidence we will replace your park home and its contents with new - Excess from £50
The same excess applies for all claims including those for subsidence - Unlimited debris removal, resiting and reconnection costs
We'll pick up the tab to remove a damaged park home & set up a new one - 24 hour claims helpline and emergency assistance service
We have a team of contractors on hand to carry out urgent repairs - Alternative accommodation cover for you, your family and pets
Sleep easy knowing you'll be safe if your park home cannot be lived in - £5 million public liability cover
Extensive cover protects you and your assets from legal liability - Legal cover included up to £50,000
To pursue civil claims, personal injury claims, consumer rights or employment matters. (Underwritten by Inter Partner Assistance SA) - £750 cover for replacement keys and locks
If your keys are lost, stolen or your locks are damaged - £15,000 fatal accident benefit
A little extra peace of mind provided by a lump sum payment - £1000 frozen and refrigerated food cover
We will pick up the shopping bill following a power cut or fridge freezer breakdown - 2 months unoccupancy cover as standard
Up to 8 months cover if you take specified precautions before you leave your park home unoccupied
Optional Extras
- Full accidental damage cover
Extends cover to include accidents like spilling wine on a sofa or damage
to a kitchen worktop - Personal effects cover
For things you take away from your park home e.g. clothing or a camera anywhere in the UK - £500 money and £1000 credit card cover
Should your purse or wallet be lost or stolen and your card used fraudulently - Pedal cycles cover
Covers bicycles belonging to your family while in or away from your park home
All our policies come with a 14 day money back refund and you'll also be reassured to know that every policy is underwritten by one of the UK's leading insurers - Royal & Sun Alliance Insurance plc (RSA).
Terms and conditions apply. For more information about our park home insurance policy, you can download a specimen policy or policy summary from our park home insurance documents section.
Call the Leisuredays team today on:
0800 14 88 414
Free from landlines
Mobile users may find it cheaper to call
01422 396 770
We are open 7 days a week:
8am-8pm weekdays
9am-4pm weekends
& most Bank Holidays
Alternatively click here to request a call back
Guide to park home insurance
Why do I need specialist park home insurance?
Don't make the mistake of thinking a normal household insurance or static caravan insurance policy will provide the right levels of cover for your residential park home.
Park homes are built to residential standards but are still slightly more susceptible to damage than a traditional bricks and mortar home. A specialist policy protects you against risks such as flood, fire, theft and storm damage.
Things to look out for when choosing park home insurance policy
- Park homes are designed to last a long time, so look for a policy that offers unlimited new for old, meaning that if your park home is damaged beyond economic repair it will be replaced with a brand new unit.
- Ensure you have enough contents cover for all your contents and personal effects including clothing and "High Risk" items such as jewellery or expensive bikes. Note that items worth over £1500 need to be specified on our policy.
- Ensure all costs are being covered should you have a claim. In a situation where your park home is written off and needs to be replaced it can cost thousands of pounds to remove your old damaged park home, get a new unit onto the same plot and reconnect it to services such as water and gas. Leisuredays include an unlimited amount cover for debris removal, resiting and reconnection costs.
- Look out for excesses. We offer a variable excess so by increasing your excess you can achieve a lower premium. The default excess is £75 but we offer park home owners the option of selecting an excess from £50 to £275. You will find some insurers have different excess levels for different types of claims but the excess you choose on a Leisuredays park home insurance policy is the excess you would pay for all claims.
- Make sure your park home policy covers you for alternative accommodation should your park home become uninhabitable following insured damage.
- We recognise that many people now live in lodges. Lodges and chalets can be covered under the park home policy if being used as a home and if the unit is sited on a park with a residential license (i.e. not a holiday licensed park).
Park Home Insurance
Prefer to talk?
Call us 7 days a week on
0800 14 88 414
Free from landlines
Mobile users may find
it cheaper to call
01422 396 770
8am - 8pm Weekdays
9am - 4pm Weekends
& most Bank Holidays
Leisuredays report static caravan storm claims up 300% in 2012
The extremely windy weather during December and the early months of 2012 has caused a 300% increase in static caravan insurance claims for storm damage.
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