Leisuredays' static caravan insurance policy comes with the reassurance of extensive cover backed by a leading UK insurer, RSA (Royal & Sun Alliance Insurance plc), meaning you can relax and enjoy your static caravan, holiday lodge or chalet.
Peace of mind with cover for accidental damage, fire, theft, storm and flood
Confidence your holiday caravan, lodge or chalet and contents will be replaced with new
Removing your damaged unit, siting and connecting a new one or making urgent repairs
On hand 365 days a year to help you get back on your feet as quickly as possible
Protecting those valuable extras such as your decking, fencing, shed and steps
To pursue civil or personal injury claims and consumer or employment disputes
Covers the costs if you're held responsible for accidents, injuries or damage
Feel secure with replacement locks and keys if they are lost, damaged or stolen
You may be able to flex your excess to adjust your premium
Up to £75 a day for 15 days to ensure you can continue your holiday
Cover to put things right if the police, fire or ambulance service cause damage
Reimbursement of ground rent for any time your holiday caravan is uninhabitable
Comfort provided by a lump sum payment
Cover when hiring out and protection of rental income if your holiday caravan can't be used
An extra £2,500 protection for religious festivals, birthdays or weddings
This website provides a brief summary of cover on our holiday caravan insurance policy and the cover options available. Your schedule will confirm cover features applying to your policy. Benefits and discounts are subject to terms and conditions, cover level and underwriting criteria. Minimum premiums apply. For more information, you can download a specimen policy or policy summary from our static caravan insurance documents section.
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Compared to a 'bricks and mortar' house, static caravans are much more susceptible to damage by storm or flood. They are also more likely to be left unattended for long periods of time and as such can be even more at risk from a break-in attempt.
Static caravans are also extremely vulnerable to winter weather damage such as frozen and burst pipes resulting in escape of water claims.
To minimise this risk of frozen and burst pipes, when the caravan is not in use you should ensure you follow the winter weather precautions in your policy. For example, turn the water off at the mains and ensure all equipment is fully drained down (excluding sealed central heating systems containing antifreeze).
If you're not sure how to drain down, ask your park about professional drain down services which they may offer.
Of course even the most careful owners can sometimes come unstuck, and it's in these instances when the need for specialist static caravan insurance is never more apparent. Should the worst happen, you'll be covered for claims including storm, flood, weather damage, break-ins, fire and accidental damage.
Things to look out for when choosing a static caravan insurance policy:
If you need insurance for a residential park home offering 24 hour emergency assistance, alternative accommodation plus much more, please visit our park home insurance page.