As a result of Coronavirus (COVID-19), my guests have cancelled their booking for my holiday property. Does my policy provide cover for this loss of income?

Unfortunately you are only covered for loss of rental income where your holiday home is uninhabitable as a result of damage that is covered by our policy (e.g. as a result of a flood or fire). Coronavirus (COVID-19) does not cause damage to your property directly, so unfortunately any loss of rental income is not covered in these circumstances.

If you have a commercial insurance product with another provider, it is possible you may have ‘business interruption’ cover elsewhere.

Government grants might be available for rate-paying, self-catering accommodation owners. If you use a letting agent, please contact them to seek advice on handling cancelled holiday bookings and to understand what support is available.