We understand that some customers use their static caravans, lodges or chalets all year round and just vacate the holiday site when it closes. If this is the case and you do not have a separate home insurance policy, we are able to extend our policy to cater for your needs. We can provide a […]
‘Personal possessions’ are items normally worn or carried by you or your family, such as jewellery, watches and other personal items such as clothing. ‘Contents’ are items which are not permanently installed and are intended for use in or about your park home (e.g. cutlery and crockery, garden ornaments, microwave, televisions, etc).
Yes. ‘Personal possessions and money’ can be added as an option on our park home policy, with the limits outlined below. This option covers possessions and money against accidental damage or loss while in or away from home in the UK. You can choose to cover up to £10,000 of personal possessions. The cover limit […]
‘New for old’ cover means that we will replace your insured park home or residential lodge with the most recent model (or equivalent) if it is damaged beyond economic repair. As well as the structure itself, we provide automatic ‘new for old’ cover on all the insured items within your park home, including linen and […]
We do not offer ‘market value’ cover on our park home and residential lodge policy. Cover is provided on an automatic ‘new for old’ basis.
We can only insure park homes and residential lodges which are sited on parks within the UK. The UK includes England, Scotland (including Scottish Islands), Northern Ireland, Wales, the Isle of Man and the Channel Islands. We can not insure park homes sited in mainland Europe or Southern Ireland.
We provide cover for your spouse/partner, children, parents and other relatives who normally reside with you, providing you are not renting out for monetary gain and they are using your park home with your permission.
Legal expenses cover is offered as an optional extra for an additional fee on top of your static caravan, holiday lodge, or chalet insurance premium.
‘Market value’ insurance covers you for all the same things as ‘new for old’, but in the event of your holiday caravan being damaged beyond repair (written off) we will pay out your holiday caravan’s current market value, instead of replacing it with a brand new model. If your insured contents are also damaged we […]
‘New for old’ cover means that we will replace your insured static caravan, lodge or chalet with the most recent new model (or equivalent) if it is damaged beyond economic repair. If you decided not to replace it, you would receive a cash settlement based upon the market value at the time of the incident. […]
