Leisuredays – Holiday home insurance

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Quote assumptions

Your personal details

Holiday property details

Your cover options

Your insurance quote

Assumptions

Step 1 of 5

Before we get started please read the statements below and agree to each one.

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About you
You do not own more than 6 holiday homes

If you would like to insure more than 1 property, please call our Advisers on 01422 396838.

You are the owner of the Holiday Property to be insured.

The property will not be unoccupied for more than 90 days in a row.

This relates to consecutive days unoccupied, not in the period of insurance as a whole.

The property will not be used for any business purposes.
(Other than short term holiday letting if this is selected in your quote)

Clerical business use (with no visitors) is allowed. Any other form of business use we are unable to cover.

You have not had any claims on this property or any other holiday home insurance policy in the last 3 years.

This does not include home insurance on your main residence.
You, or any member of your family normally residing with you have:
Never been refused or had insurance cancelled or had terms applied
Never been convicted of any criminal offence of have any prosecutions pending
Never been requested to take extra precautions by an insurer regarding specific areas of risk
This does not include any motoring offences e.g. speeding tickets
About You*
- Agree
- Disagree
Sorry...
Unfortunately, at this moment in time we can’t provide you with a quote for cover online.
If you have had a claim, we may be able to provide cover, please call our Advisers on 01422 396 838.

Cover needs

The maximum contents cover you need in the property is no more than £60,000.

Contents cover
If £60,000 is not sufficient for all your contents then unfortunately our policy would not be suitable for your needs.

The cost to rebuild your property is no more than £750,000.

Rebuild cost
If £750,000 is not sufficient to rebuild your property in the event of a major claim then unfortunately our policy would not be suitable for your needs.
Please note the rebuild cost of your property is typically less than its market value, as it doesn’t include the value of the land.
Cover Needs*
- Agree
- Disagree
Sorry...
Unfortunately, at this moment in time we can’t provide you with a quote for cover.

Your property

The property is in a good state of repair and will be maintained as such

The property or the land belonging to it have not suffered from flooding in the last 5 years

The property is not showing any signs of, or had damage caused by subsidence, heave or landslip

The property is self-contained with its own lockable entrance

Your holiday property must have its own entrance that is locked separately i.e. not your house with one shared entrance for you and guests.

All final exit doors are fitted with a 5-lever mortice deadlock, multipoint locking system or equivalent locks.

• A multi-point locking system has a minimum of three locking points that all lock simultaneously by the turn of a key. These are mostly found on uPVC doors.
• With a 5 lever mortice deadlock, the locking mechanism is embedded (or morticed) into a slot in the door and the strike plate is fitted to the door frame. A key is always needed to operate the lock (usually this will be a chubb key) the face plate of the locking mechanism will usually state how many levers the lock has.
• A RIM automatic dead latch with key locking handle is mounted on the inside of the door. A cylinder within the lock connects the keyhole on the outside of the door. With this type of lock the door is locked and unlocked by key from either side.
Your Property*
- Agree
- Disagree
Sorry...
Unfortunately, at this moment in time we can’t provide you with a quote for cover.

Great news!
Your holiday home ticks all the criteria for this policy. Please proceed to step 2 to provide us with more details.

Holiday property details

Step 3 of 5

Please provide us with more information about your holiday property.

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Your holiday property address
Find your address

Address
This is the postcode for the property to be insured (your holiday property), not the postcode for your residential home. If the auto look up cannot find your address, then please enter your details manually into the required fields.
Can’t find your address? Please manually enter it below
Address Line 1*
Address Line 2
Address Line 3
Town*
Postcode*

Type of property*

Type of property
Please choose from the list, the type of building your holiday property is.
Approximately what year was the property built?*

Year built
This refers to the year your holiday property was originally built or converted to a residential dwelling (not the date of any extensions or refurbishments).
The date doesn’t need to be exact, but can be found in title deeds or surveys.
Is the property a listed building?*

Listed building
If your property is listed we may still be able to quote but we will need more details. Please call our Advisers on 01422 396838
Are the walls standard construction?*

Wall construction
We can provide cover for properties that are built of:

- Brick
- Brick / Timber Frame
- Concrete
- Stone

We may be able to help if your property is of timber construction. Please call our Advisers on 01422 396 838 We do not currently cover any other form of construction.
Is the roof standard construction?*

Roof construction
For us to provide cover, your roof needs to be:
- Concrete
- Slate
- Felt on Timber
- Tile

We do not currently accept any other form of construction
Does the property have a flat or felt roof?*

Flat roof
If your property has a flat or felt roof of more than 50%, then we cannot currently provide cover.
How many bedrooms are in the property?*

Number of Bedrooms
A bedroom is a room originally intended for such use even if now used for other purposes e.g. a study. We allow a maximum of 6 bedrooms, if you have more than this we are unable to provide cover.
How many people does your property sleep?*

Sleeps up to
This is the maximum number of people (excluding infants), that could stay overnight in the property.
Are all ground floor and accessible windows fitted with key operated locks?*
- Yes
- No
An accessible window is one that is at ground floor or basement level, or can be accessed by climbing on a garage roof or climbing a tree. Windows which are not accessible do not require a specific type of lock.

In some circumstances we may be able to provide cover where a window is accessible and has no lock. However you would need to speak to one of our Advisers on 01422 396838
Are smoke detectors fitted and working?*
- Yes
- No
Smoke detectors
We cannot provide cover if your property does not have working smoke detectors
Is there an alarm fitted to the property?*

Alarm fitted
An Alarm system, professionally installed and with an annual maintenance contract attracts an additional discount. This discount is automatically applied if the option is selected.
Will the property be let out, and is it mortgaged?*

Allowing your family to use your holiday home does not count as letting out.
What is the maximum number of consecutive days your property will be unoccupied?*

This relates to consecutive days unoccupied, not in the period of insurance as a whole.

Your insurance quote

Step 5 of 5

Please tell us some final information about your insurance requirements.

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Your details
How many years no claims discount have you earned on this property? (Please see help text)*

No claims discount
Please enter how many years of NCD you have on holiday property insurance.
If this is your first time insuring a holiday property and therefore have no NCD, we can allow a introductory NCD of 2 years if you have not had a claim on a holiday property or main residence in the last 3 years. If this is the case please select 2 years.
Please select your preferred excess for your policy?*

Preferred excess
This is the amount you have to pay towards a claim (excluding escape of water and subsidence - please see below). Choosing a higher excess can lower your premium.

For escape of water the amount you would pay towards a claim would be £250. For subsidence the amount you would pay towards a claim would be £1,000
When would you want cover to start from?*
DD slash MM slash YYYY
Please select the date you would like your policy to start, or enter in the format DD/MM/YYYY
By submitting this quote form, you agree to Leisuredays emailing you with the result of your quote. You also agree, that in the very rare occasion that we need to clarify any information with you, to fulfil your request, that we can call you to make sure we return our best price.

In addition, we’d love to keep in touch, for example with special offers at renewal time. We promise not to bombard you and would never ever share your data with any other companies for marketing purposes.

Are you happy for Leisuredays to contact you by:
Email:*
- Yes
- No
We will still send your quote, but you will miss out on any future competitions and occasional money saving offers
Post:*
- Yes
- No
Are you sure? We would only send you an occasional offer by post such as an annual quote at renewal time
Phone:*
- Yes
- No
For example we may call if we can offer a better deal at renewal time.
Text messages:*
- Yes
- No
For example we may text money saving offers at renewal time
You can opt out of contact at any time. Our privacy notice informs you how we handle your data.

0800 43 34 989

Holiday home insurance

with great service and superb value for money

Quote assumptions

Your personal details

Holiday property details

Your cover options

Your insurance quote

Assumptions

Step 1 of 5

About you

Sorry...

Cover needs

Contents cover

Rebuild cost

Sorry...

Your property

Sorry...

Great news!

Your personal details

Step 2 of 5

Your details

Telephone number

Email address

Your home address

Address

Holiday property details

Step 3 of 5

Your holiday property address

Address

Type of property

Year built

Listed building

Wall construction

Roof construction

Flat roof

Number of Bedrooms

Sleeps up to

Smoke detectors

Alarm fitted

Your cover options

Step 4 of 5

Your holiday property address

Buildings cover

Accidental damage

Contents cover

Contents accidental damage

Pets accidental damage

Your insurance quote

Step 5 of 5

Your details

No claims discount

Preferred excess