Does the Supreme Court ruling on business interruption cover mean that I am covered for loss of income?


The UK Supreme Court decision on the business interruption test case in January 2021 only applies to commercial (business) policies and only those that have a notifiable disease extension within their business interruption cover. It does not affect loss of rental income cover on Leisuredays policies. Unfortunately you are only covered for loss of rental […]

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My park did not drain down or turn off the water before closing. Will I still be covered if I have a leak or burst pipe?


We have been in touch with our park partners and customers to remind them of our winter weather precautions and the need for holiday caravans to be drained down from November 1st to March 15th for insurance cover to remain valid. If you’re unable to access your caravan, arrangements must be made with the park […]

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How can I cancel my holiday property insurance policy?


Unless you’ve sold your holiday home, we don’t recommend you cancel your policy – even if you’ve had to change your plans and won’t be using it for a while. Accidental damage when caravans are being used only makes up a small proportion of claims costs. Leisuredays insurance protects you against other risks, such as storm […]

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As a result of Coronavirus (COVID-19), my guests have cancelled their booking to hire out my holiday caravan. Does my policy provide cover for this loss of income?


Even if you have the relevant endorsement on your policy, unfortunately you are only covered for loss of rental income where your holiday caravan becomes uninhabitable as a result of damage that is covered by our policy (e.g. as a result of a flood or fire). Coronavirus (COVID-19) does not cause damage to your holiday […]

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As a result of Coronavirus (COVID-19), my guests have cancelled their booking for my holiday property. Does my policy provide cover for this loss of income?


Unfortunately you are only covered for loss of rental income where your holiday home is uninhabitable as a result of damage that is covered by our policy (e.g. as a result of a flood or fire). Coronavirus (COVID-19) does not cause damage to your property directly, so unfortunately any loss of rental income is not […]

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My policy is due for renewal. Can I review the value of my holiday caravan without contacting you?


Please check your policy schedule to make sure all other details are correct and if there are any other changes in your circumstances, or if you wish to add, remove or discuss any policy options, please call us. Renew online If you don’t need to make any changes and are happy to pay for your […]

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Does my Leisuredays policy have ‘business interruption’ cover?


Unfortunately Leisuredays don’t offer cover for ‘business interruption’. This option is more common on commercial insurance policies – Leisuredays policies are more like a standard home insurance product. For more information about loss of rental income specifically for static caravan owners, please click here, and for holiday property owners, read more here.    

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