8am - 8pm weekdays
9am - 4pm weekends
& most bank holidays
9am - 4pm weekends
& most bank holidays
Insure your static caravan with Leisuredays insurance. Whether it's a static caravan, holiday lodge or chalet, our great value static caravan insurance policy will give you peace of mind should the worst happen. Get an insurance quote today.
Rated 4.6 out of 5 for value for money on ReviewCentre.com
Generous cover levels from a leading UK insurer
Service rated Excellent by customers on Trustpilot.com
Rated 4.6 out of 5 for value for money on ReviewCentre.com
Generous cover levels from a leading UK insurer
Service rated Excellent by customers on Trustpilot.com
If you are looking for touring caravan insurance, which offers some of the best value policy available today, please click here for more information.
Leisuredays' static caravan insurance policy comes with the reassurance of extensive cover backed by a leading UK insurer, RSA (Royal & Sun Alliance Insurance Ltd), meaning you can relax and enjoy your static caravan, holiday lodge or chalet.
Peace of mind with cover for accidental damage, fire, theft, storm and flood
Confidence your holiday caravan, lodge or chalet and contents will be replaced with new
Removing your damaged unit, siting and connecting a new one or making urgent repairs
Our experienced team of experts at RSA will settle your claim quickly and efficiently
Protecting those valuable extras such as your decking, fencing, shed and steps
To pursue civil or personal injury claims and consumer or employment disputes
Covers the costs if you're held responsible for accidents, injuries or damage
Feel secure with replacement locks and keys if they are lost, damaged or stolen
You may be able to flex your excess to adjust your premium
Up to £75 a day for 15 days to make sure you can continue your holiday
Cover to put things right if the police, fire or ambulance service cause damage
Reimbursement of ground rent for any time your holiday caravan is uninhabitable
Comfort provided by a lump sum payment
Cover when hiring out and protection of rental income if your holiday caravan can't be used
An extra £2,500 protection for religious festivals, birthdays or weddings
This website provides a brief summary of cover on our holiday caravan insurance policy and the cover options available. Your schedule will confirm cover features applying to your policy. Benefits and discounts are subject to terms and conditions, cover level and underwriting criteria. Minimum premiums apply. For more information, you can download a specimen policy or policy summary from our static caravan insurance documents section.
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Compared to a 'bricks and mortar' house, holiday caravans are much more susceptible to damage by storm or flood. They are also more likely to be left unattended for long periods of time and as such can be even more at risk from a break-in attempt.
Static caravans are also extremely vulnerable to winter weather damage such as frozen and burst pipes resulting in escape of water claims.
To minimise this risk of frozen and burst pipes, when the caravan is not in use you should ensure you follow the winter weather precautions in your policy. For example, turn the water off at the mains and ensure all equipment is fully drained down (excluding sealed central heating systems containing antifreeze).
If you're not sure how to drain down, ask your park about professional drain down services which they may offer.
Of course even the most careful owners can sometimes come unstuck, and it's in these instances when the need for a specialist level of cover is never more apparent. Should the worst happen, you'll cover the cost for claims including storm damage, flood, weather damage, break-ins, fire and accidental damage.
We also cover static caravan holiday homes in Northern Ireland.
Things to look out for when choosing a static caravan insurance policy:
What is the average cost of static caravan insurance?
The cost to insure a caravan will vary from insurer to insurer and will depend on a number of factors, such as the make and model, the size and type of caravan, the value of the caravan and the park's location. Therefore it's wise to contact specialist insurance companies like Leisuredays to get quotes as the price can be tailored to your individual circumstances and needs.
Why do I need static caravan insurance?
Static caravan insurance is not a legal requirement. However, most holiday parks will ask you to have a basic level of cover in the form of public liability insurance. There are many reasons why it's important to insure your static caravan and protect your investment. Specialist insurance will insure your static caravan against accidental damage, fire, theft, storm and flood and should include public liability cover.
Other benefits that are available with extensive insurance cover are debris removal and re-siting following damage, alternative accommodation, frozen and refrigerated food, replacement locks and cover for fatal accidents. Policies can be tailored to meet your personal needs with options for hiring out cover and extended personal possessions
What is static caravan 'new for old' cover?
'New for old' cover means that we will replace your insured static caravan, lodge or chalet with the most recent new model (or equivalent) if it is damaged beyond economic repair. If you decided not to replace it, you would receive a cash settlement based upon the market value at the time of the incident.
To ensure 'new for old' cover applies, you must insure your holiday caravan and contents at the value it would cost to replace them with new (of equivalent specification), and not at the current value. You should review this value each year at renewal.
'New for old' cover is available on static caravans, holiday chalets and lodges up to 15 years old, unless your park has a block scheme insurance arrangement with us, in which case a different limit may have been agreed – please call us to check.
The alternative to 'new for old' cover is 'market value' cover.
What is static caravan 'market value' cover?
'Market value' insurance covers you for all the same things as 'new for old', but in the event of your holiday caravan being damaged beyond repair (written off) we will pay out your holiday caravan's current market value, instead of replacing it with a brand new model. If your insured contents are also damaged we will replace them in line with their current market value. If you decided not to replace them, you would receive a cash settlement based upon the market value at the time of the incident.
'Market value' is nearly always cheaper than 'new for old', so is a good option if you are looking to save money on your insurance premium.
'Market value' cover is available on static caravans, holiday lodges and chalets up to 25 years old (unless your park has a block scheme insurance arrangement with us, in which case a different limit may have been agreed – please call us to check). We may be able to renew existing customer policies which have reached and exceeded this limit subject to satisfactory claims history and circumstances.
How do I make an insurance claim?
Simply call our claims helpline on 01422 501 085 and we will take care of the rest. We understand the need to resolve an insurance claim efficiently and effectively, to enable you to get back to enjoying your holiday caravan as soon as possible.
If you need insurance for a residential park home, offering 24 hour emergency assistance, alternative accommodation, plus much more, please visit our park home insurance page.
