Why do I need static caravan insurance?
There are many reasons why it’s important to insure your static caravan and protect your investment.
Do you pay council tax on static caravans?
Owners of static caravans pay a contribution towards the business rates of the holiday park through site fees and therefore do not need to pay Council Tax.
What items are classed as ‘contents’ on your static caravan, holiday lodge and chalet policy?
‘Contents’ are covered under our static caravan, holiday lodge and chalet policy. ‘Contents’ refers to any items which are used specifically in your static caravan, holiday caravan or chalet, or which are equipment or accessories. This includes things such as gas bottles, pots and pans, gas barbecues, free standing furniture, garden furniture and other things […]
What are ‘high risk items’?
‘High risk items’ are not usually covered under our static caravan, holiday lodge and chalet policy. We can however cover ‘high risk items’ if your holiday caravan is your main residence and you have no other form of household insurance. ‘High risk items’ include jewellery, games consoles, cameras, tablets, laptops, mobile phones and pedal cycles. […]
What are classed as “personal possessions”?
‘Personal possessions’ are items you bring from home such as clothes, bed linen and toiletries. These items can be covered on our policy when in, on or about the static caravan, holiday lodge or chalet. Personal possessions are often covered by your home contents insurance policy. If you are unsure, it is worth checking your […]
I live in my static caravan, holiday lodge or chalet all year round, can you insure me?
We understand that some customers use their static caravans, lodges or chalets all year round and just vacate the holiday site when it closes. If this is the case and you do not have a separate home insurance policy, we are able to extend our policy to cater for your needs, for example to include […]
What are classed as ‘personal possessions’ on your park home and residential lodge policy?
‘Personal possessions’ are items normally worn or carried by you or your family, such as jewellery, watches and other personal items such as clothing. ‘Contents’ are items which are not permanently installed and are intended for use in or about your park home (e.g. cutlery and crockery, garden ornaments, microwave, televisions, etc).
Can you provide cover for my belongings away from my park home?
Yes. ‘Personal possessions and money’ can be added as an option on our park home policy, with the limits outlined below. This option covers possessions and money against accidental damage or loss while in or away from home in the UK. You can choose to cover up to £10,000 of personal possessions. The cover limit […]
What is park home ‘new for old’ cover?
‘New for old’ cover means that we will replace your insured park home or residential lodge with the most recent model (or equivalent) if it is damaged beyond economic repair. As well as the structure itself, we provide automatic ‘new for old’ cover on all the insured items within your park home, including linen and […]
What is “market value” cover?
We do not offer ‘market value’ cover on our park home and residential lodge policy. Cover is provided on an automatic ‘new for old’ basis.
